Paul Rivers, an ailing mathematician lovelessly married to an English émigré; Christina Peck, an upper-middle-class suburban housewife and mother of two girls; and Jack Jordan, a born-again ex-con, are brought together by a terrible accident that changes their lives.
Driving cross-country, Ray and his wife and daughter stop at a highway rest area where his daughter falls and breaks her arm. After a frantic rush to the hospital and a clash with the check-in nurse, Ray is finally able to get her to a doctor. While the wife and daughter go downstairs for an MRI, Ray, exhausted, passes out in a chair in the lobby. Upon waking up, they have no record or knowledge of Ray's family ever being checked in.
Captivated by the lure of sudden wealth, the quiet rural lives of two brothers erupt into conflicts of greed, paranoia and distrust when over $4 million in cash is discovered at the remote site of a downed small airplane. Their simple plan to retain the money while avoiding detection opens a Pandora's box when the fear of getting caught triggers panicked behavior and leads to virulent consequences.